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SCAM ALERT : 𝐉𝐚𝐧 𝐃𝐡𝐚𝐧 𝐘𝐨𝐣𝐚𝐧𝐚 𝐅𝐚𝐤𝐞 𝐌𝐨𝐧𝐞𝐲 𝐓𝐫𝐚𝐧𝐬𝐟𝐞𝐫 𝐒𝐜𝐡𝐞𝐦𝐞 - 𝑹𝒆𝒗𝒊𝒆𝒘


Beware of the Latest Scam: Jan Dhan Yojana Fake Money Transfer Scheme



In today's digital age, scams have evolved and become more sophisticated. Recently, a new scam has emerged, exploiting the popularity of the "Jan Dhan Yojana" scheme by promising monetary benefits that lure unsuspecting individuals into a trap. This blog post aims to raise awareness about this scam and provide guidance on how to avoid falling victim to it. Included is a video for further illustra jition.


The Scam Explained



The scam typically unfolds on social media platforms like Facebook, where users encounter an advertisement or post promoting the Jan Dhan Yojana scheme. Here's a step-by-step breakdown of how the scam operates:

Deceptive Advertisement: The ad usually contains an image of money and a statement claiming that the Prime Minister's scheme, Jan Dhan Yojana, is offering money for all.

Engagement Trap: 

Users are prompted to "touch" or click on the money image.

Redirection to External Website: 

Upon clicking, users are redirected to an external website that mimics a legitimate government portal.

Fake Scratch Card: 

The website features a scratch card, promising that users can win money. Once scratched, it shows a winning amount, such as ₹1998.

Phishing for Information: 

Users are then instructed to click a link to transfer the winning amount to their bank account.

Paytm Redirect: 

The link redirects users to Paytm, where they are prompted to enter their PIN, ostensibly to transfer the money.

The Reality


Instead of receiving money, the scam results in the victim’s money being deducted from their account. The scam exploits the trust people have in government schemes and their desire to benefit from them.

Warning Signs


Too Good to Be True: 

Any advertisement claiming free money from a government scheme should be treated with suspicion.

External Links: 

Be cautious of any external links, especially those that redirect you away from a trusted platform.

Scratch and Win Gimmicks: 

Government schemes typically do not involve scratch cards or similar gimmicks.

Unusual Requests:

 Legitimate platforms will never ask you to enter your PIN or personal banking information on a third-party site.

How to Protect Yourself


Verify the Source: 

Always verify the source of any financial offer. Check official government websites or trusted news sources.

Report Suspicious Ads: 

Report any suspicious advertisements on social media platforms.

Use Official Channels: 

Only use official government websites and apps to access information about schemes like Jan Dhan Yojana.

Educate Others: 

Share information about this scam with friends and family to prevent them from falling victim.

Conclusion


Staying vigilant and informed is crucial in protecting oneself from digital scams. Remember, if something seems too good to be true, it probably is. Always verify the legitimacy of financial offers and report any suspicious activity.


To see an example of this scam in action and learn more about how to protect yourself, watch the video below:


By spreading awareness about these scams, we can help prevent others from falling victim. Stay safe online, and always double-check the authenticity of offers that promise easy money.

Now the Question to you to comment "Have you faced this situation while using facebook recently" ?

Please comment :-)

Cheers!

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